Compulsory PA — Owner-Driver (₹15 L)
Compulsory PA — Owner-Driver (₹15 L). Statutory ₹15 lakh Personal Accident cover for the registered owner-driver, mandatory under IRDAI unless the owner. — DigiSurvey.
What it covers क्या कवर होता है
Statutory ₹15 lakh Personal Accident cover for the registered owner-driver, mandatory under IRDAI unless the owner holds a separate CPA.
मालिक-चालक के लिए अनिवार्य ₹15 लाख व्यक्तिगत दुर्घटना कवर, IRDAI के तहत ज़रूरी जब तक अलग CPA न हो।
Surveyor's verdict / key conditions सर्वेयर की जाँच
Not strictly an add-on — statutory. On a fatal/injury claim, verify the owner was driving (DL valid) and that a separate CPA was not already running. Payable to nominee on death / permanent disability.
सख्ती से add-on नहीं — यह अनिवार्य है। मृत्यु/चोट क्लेम पर, पक्का करें कि मालिक ही चला रहा था (DL वैध) और अलग CPA पहले से तो नहीं थी। मृत्यु/स्थायी विकलांगता पर नामित व्यक्ति को देय।
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