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Paid Driver Cover (PA + Legal Liability)

Paid Driver Cover (PA + Legal Liability). PA and legal-liability cover for the paid / hired driver as prescribed under the Workmen Compensation Act (and. — DigiSurvey.

What it covers क्या कवर होता है

PA and legal-liability cover for the paid / hired driver as prescribed under the Workmen Compensation Act (and successor WCA).

वैधानिक (WCA) के तहत paid/hired driver के लिए PA और कानूनी-देयता कवर।

Surveyor's verdict / key conditions सर्वेयर की जाँच

Verdict

Verify the driver was ON duty with a valid DL at the time of loss, and that the employer paid wages (salary slips / register). Not applicable for family / unpaid drivers.

पक्का करें कि नुकसान के समय driver ON duty था, वैध DL था और employer उसे वेतन देता था (slip / register)। परिवार/बिना वेतन वाले driver के लिए लागू नहीं।

Reference material — verify figures against the current IRDAI master circular and quote the actual policy wording in the report.

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