Terrorism Risk (Terrorism Add-on — post-2008 Pool)
Terrorism Risk (Terrorism Add-on — post-2008 Pool). Loss of or damage to the insured vehicle caused directly by an act of terrorism as declared /. — DigiSurvey.
What it covers क्या कवर होता है
Loss of or damage to the insured vehicle caused directly by an act of terrorism as declared / recognised by the appropriate authority, including bomb blast, grenade, IED, hijacking and ensuing fire.
competent authority द्वारा घोषित / मान्यता-प्राप्त आतंकी कृत्य से बीमित वाहन को सीधा नुकसान — बम विस्फोट, grenade, IED, hijacking और उससे उपजी आग शामिल।
Surveyor's verdict / key conditions सर्वेयर की जाँच
Since the Indian Market Terrorism Risk Insurance Pool was activated for motor in 2008, "Terrorism" is handled as a specific endorsement with its own premium line in the schedule. VERIFY on the policy schedule that TA premium is paid. Essential documents — FIR naming the act as terrorism, state / central authority notification, and in a mass-casualty event the insurer's circular with the pool reference. Payable up to the IDV, with the pool-prescribed excess (not the normal OD excess).
2008 में Indian Market Terrorism Risk Insurance Pool चालू होने के बाद "Terrorism" अलग endorsement है जिसकी premium line schedule में अलग दिखती है। policy schedule पर पक्का करें कि TA premium चुकाया गया है। ज़रूरी दस्तावेज़ — act को terrorism घोषित करने वाला FIR, राज्य/केंद्र का notification, और mass-casualty event में बीमा कंपनी का pool reference वाला circular। IDV तक देय, pool-prescribed excess (सामान्य OD excess नहीं)।
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