Hornet / Wasp / Bee Hive Damage
Hornet / Wasp / Bee Hive Damage. Panel or paint damage from acidic bee / hornet discharge; interior corrosion or wiring damage from a wasp nest built. — DigiSurvey.
What it covers क्या कवर होता है
Panel or paint damage from acidic bee / hornet discharge; interior corrosion or wiring damage from a wasp nest built inside the air-vent, air-intake, wheel-arch or bumper cavity.
मधुमक्खी/ततैया के acidic स्राव से panel/paint का नुकसान; air-vent, air-intake, wheel-arch या bumper cavity में ततैया का घोंसला बनने से interior corrosion / wiring का नुकसान।
Surveyor's verdict / key conditions सर्वेयर की जाँच
Rare. Payable under OD only when the hive is physically present on inspection and the damage is a direct, provable consequence. If the garage has already removed and discarded the hive — ask for the garage estimate line + photos; without proof, treat it as maintenance / gradual damage and exclude. Not covered under Rodent Damage endorsement unless the wording specifically includes "wild bees, hornets, wasps".
दुर्लभ। OD में तभी देय जब inspection पर hive अभी भी मौजूद है और नुकसान उसी का सीधा, साबित होने योग्य परिणाम है। अगर garage ने hive पहले ही निकालकर फेंक दिया — garage estimate की पंक्ति + photos माँगें; प्रमाण के बिना maintenance / क्रमिक damage मानकर exclude करें। Rodent Damage add-on में तब तक cover नहीं जब तक wording में "wild bees, hornets, wasps" साफ़ न हो।
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