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📜 Permits — Sec. 66 MV Act

Stage Carriage Permit — Buses on Fixed Route / Fare

Stage Carriage Permit — Buses on Fixed Route / Fare. A Stage Carriage Permit issued under Sec. Policy wording, surveyor verdict and related endorsements. — DigiSurvey.

What it covers क्या कवर होता है

A Stage Carriage Permit issued under Sec. 73 of the MV Act for a bus / mini-bus that carries passengers on a notified route at notified fare stages — the passenger pays per stage boarded (not for the whole trip). Issued by the State Transport Authority / RTA.

MV Act की धारा 73 के तहत Stage Carriage Permit — notified route पर notified fare stages पर सवारी ढोने वाली bus / mini-bus; यात्री जहाँ से चढ़ा उस stage का किराया देता है (पूरी ट्रिप का नहीं)। State Transport Authority/RTA द्वारा जारी।

Policy wording sample"The vehicle shall be used as a Stage Carriage in accordance with the permit granted under Section 73 of the Motor Vehicles Act, 1988. Any carriage of passengers in excess of the permitted capacity, or deviation from the notified route, shall be a breach of this policy."

Surveyor's verdict / key conditions सर्वेयर की जाँच

Verdict

Verify (i) permit number and expiry on DOL, (ii) route endorsed (vehicle on an unauthorised route = violation), (iii) seating / standing capacity on permit vs actual occupants (over-crowding is a frequent breach that insurers highlight at claim), (iv) fitness and tax valid. On a passenger-injury TP claim, insurer may Pay-and-Recover if occupancy exceeded permit.

पक्का करें — (i) DOL पर permit number और expiry, (ii) endorsed route (unauthorised route पर गाड़ी = violation), (iii) permit पर seating/standing capacity vs actual occupants (over-crowding insurers अक्सर claim में उठाते हैं), (iv) fitness और tax valid। passenger-injury TP claim में अगर occupancy permit से अधिक, तो insurer Pay-and-Recover कर सकता है।

Reference material — verify figures against the current IRDAI master circular and quote the actual policy wording in the report.

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